Legal, Compliance & Risk Disclosures

LandFi Ltd and its associated platforms are built on a compliance-first foundation, structured to provide blockchain-based utility services while avoiding classification as a security or investment scheme. The project follows legal best practices and consults external counsel to ensure alignment with relevant regulatory frameworks across jurisdictions.

Utility Token Disclaimer

The LND token is a utility token, designed to enable access to platform features, staking mechanisms, and governance participation. It is not:

• A financial security

• A share or equity interest in any business or property

• A debt instrument

• A vehicle for dividends or guaranteed passive income

LND token holders receive no legal rights to real-world property, revenue, or company ownership. Participation in staking pools or platform activities is not an investment in real estate, but access to simulated on-chain mechanics and optional engagement-based rewards.

No Investment Advice

Nothing in this whitepaper, on the LandFi platform, or in associated materials should be considered:

• Investment advice

• A financial promotion

• A recommendation to purchase LND or engage with the staking platform

All content is intended for informational and illustrative purposes only. Prospective users should conduct their own due diligence and consult with qualified financial, legal, and tax professionals before interacting with the platform or tokens.

Risk Disclosures

Engaging with LND tokens or the LandFi platform carries inherent risks. These include, but are not limited to:

• Regulatory Risk

  Laws and regulations governing blockchain and DeFi products vary by country and may evolve. Changes in legal frameworks could impact the token’s usage, accessibility, or legal classification.

• Market Risk

  The value of LND is determined by market supply and demand. There are no guarantees of price performance. Users may experience significant volatility, including complete loss of value.

• Operational Risk

  As an emerging platform, LandFi may face technical bugs, smart contract vulnerabilities, or unexpected disruptions. While audits and safeguards are planned, no system is without risk.

• Security Risk

  Despite strong security practices and external code audits, interacting with DeFi platforms always involves risk of smart contract exploits, phishing, or user error. Users are solely responsible for their digital security and wallet access.

• Loss of Access

  If a user loses access to their private keys or seed phrase, LND tokens in that wallet may be permanently inaccessible. LandFi cannot retrieve lost tokens or restore access to wallets.

• Unrealised Expectations

  Features described in this document (including future utilities) are aspirational and may be delayed, altered, or not implemented due to legal, technical, or strategic challenges.

  Participation in LandFi is at the user’s own risk. Only risk capital that one can afford to lose should be used to purchase or stake LND tokens.

Jurisdictional Limitations

The use of the LandFi platform and acquisition of LND tokens may be restricted or prohibited in some jurisdictions. LND will not be offered in countries where token sales, real estate tokenisation, or DeFi platforms are legally restricted.

Examples of restricted jurisdictions may include parts of North America, Europe, or Asia. LandFi reserves the right to implement geo-blocking, KYC requirements, or platform access controls in order to remain compliant with local laws and to protect the ecosystem.

It is the user’s responsibility to ensure they are complying with the laws of their jurisdiction before engaging with the platform.

Forward-Looking Statements

This whitepaper contains forward-looking statements regarding the future plans, roadmap, and strategic direction of LandFi. These are based on current expectations and subject to change. Factors such as technological development, market dynamics, legal evolution, or team capacity may alter outcomes.

Nothing in this document should be interpreted as a guarantee of future results. All plans will be pursued on a best-effort basis, with transparency to the community as updates or changes occur.

Final Compliance Summary

LND is a utility token that:

• Provides access to staking pools, governance, and platform features

• Does not represent ownership, equity, dividends, or revenue entitlement

• Rewards users based on on-chain participation — not passive holding

• Operates under a dual-entity structure, with real estate activity managed entirely by a separate Property Operations Company

• Receives optional ecosystem contributions from real-world activity, at the discretion of the operational entity

LandFi remains committed to compliance, transparency, and adaptability — ensuring the platform evolves responsibly as regulatory landscapes develop.